Life insurance is a type of financial protection that can provide a lump sum of money to your loved ones in the event of your untimely death. There are several reasons why someone may choose to buy life insurance, including:

1. Providing financial support for loved ones: Life insurance can provide financial support for your loved ones after you pass away, helping to cover expenses like mortgage payments, childcare, and daily living expenses.

2. Paying off debts: Life insurance can be used to pay off outstanding debts, such as credit card balances, car loans, or student loans, which can help alleviate financial stress for your loved ones.

3. Estate planning: Life insurance can also be used as part of an estate planning strategy, helping to ensure that your assets are distributed according to your wishes.

4. Business purposes: If you own a business, life insurance can be used to protect your business partners, employees, or to provide funds for the company in case of your untimely death.

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Ultimately, the decision to buy life insurance will depend on your personal circumstances and financial goals. It's important to carefully consider your options and consult with a financial professional before making a decision.

We will provide you with a no cost consultation to find you a program that fits your individual situation and budget.  If we find a plan that works for you, we will work for you to submit an application of coverage, do what we can to help get you approved and only if you are approved then you pay the insurance carrier to get your coverage going.  If we can not help you find a plan that fits your needs and budget and are unable to find you a coverage that works for you, you do not pay anything.